“Things are never as good or as bad as they seem” is one of my favorite proverbs. In hindsight, I was overly optimistic in 2021 about our business and the… Read More

We hit the streets of NYC to find out what renters would do with their savings if they could skip paying a security deposit! See what they said & learn… Read More

Renting a new home is always exciting, but it comes with responsibilities. There are some important tasks that will not only help you settle nicely into your new space, but… Read More

The average American can expect to move 11.7 times in their lifetime. If you’re a renter during any of these moves, you’ll want to do everything you can to restore… Read More

Obligo is on a mission to build trust between landlords and renters. As such, we partner with a diverse range of landlords and property managers who own and manage residential… Read More

Accounting can be a daunting task for any property management operation. If you lack the time and resources to dedicate to proper bookkeeping, your potential for errors can have a… Read More

Saving up for a security deposit is often a major financial hurdle for renters. The good news is, when you sign up for Obligo’s deposit-free living, that problem goes away…. Read More

In conversations with property owners and managers we often hear this statement: “I don’t know if deposit-free renting is a fit for our portfolio.” It’s a valid question. When evaluating… Read More

It’s no secret that renters aren’t fans of the security deposit — it’s an upfront payment that gets their money tied up for the duration of the lease. For them,… Read More

NOI, or net operating income, is an essential metric to evaluate how profitable a given property is. A high NOI usually indicates that the property is efficiently operated and will… Read More

The property management industry is solving some of its biggest challenges today by adopting new technologies. That’s where Obligo comes in. Obligo is solving for the complex outdated rental process,… Read More

Obligo is solving for the complex and outdated rental process, which means harnessing new financial technology to power our solution. We use AI and Open Banking technology to qualify renters… Read More

Obligo’s security deposit alternative is now supported by Wells Fargo Letters of Credit, in a modern twist on a tried and trusted bank product. We’re proud to announce an innovative… Read More

The peak rental season is here, and so begin the lease renewal negotiations between property managers and residents. Even in today’s rental market, where filling units quickly is not the… Read More

Originally written by Emily Gallagher and published in Propmodo. Years ago, on the heels of the 2008 housing crisis, Omri Dor bought a single-family home with the intent of renting… Read More

A property manager wears many hats. Filling vacant units, collecting payments, communicating with residents, processing move-outs, and implementing new technology solutions are just a handful of the day-to-day responsibilities. Ultimately,… Read More

In rental housing, security deposits have long been the preferred way to protect property owners from damage and other losses. But as property management operations become highly automated, security deposits… Read More

Originally published by the New York Real Estate Journal on April 12, 2022.  It seems like every week you read a story about the price of goods and services reaching… Read More

Welcome to Rental Regulations Monthly, Obligo’s digest of recent regulatory news impacting the rental market. In March, many local governments put forth regulatory measures to mitigate the impact of rents… Read More

Welcome to Rental Regulations Monthly, Obligo’s monthly digest of recent regulatory news impacting the rental market. Whether you’re a property owner, manager, or a renter, we’re here to highlight some… Read More

One of the most essential components of rental housing is having roommates. In 2016-2017, one in three adults in America still lived with roommates, or in doubled-up households. That percentage… Read More

At the beginning of this year, New York Governor Kathy Hochul published a 237-page policy book mapping out a “new era” for the state. The book laid out Governor Hochul’s… Read More

Welcome to Rental Regulations Monthly, Obligo’s monthly digest of recent regulatory news impacting the rental market. Whether you’re a property owner, manager, or a renter, we’re here to highlight some… Read More

Welcome to Rental Regulations Monthly, Obligo’s monthly digest of recent regulatory news impacting the rental market. Whether you’re a property owner, manager, or a renter, we’re here to highlight some… Read More

Tolstoy wrote: ”Happy families are all alike; every unhappy family is unhappy in its own way.”  This line certainly rings true in today’s rental market as well: Happy renters are… Read More

Welcome to Rental Regulations Monthly, Obligo’s monthly digest of recent regulatory news impacting the rental market. Whether you’re a property owner, manager, or a renter, we’re here to highlight some… Read More

Originally written by Adam West and published in badcredit.org. In a Nutshell: Security deposits can pose challenges for both renters and landlords. That’s why Obligo developed a more convenient way to make the process… Read More

Tune in to hear our VP of Partnerships, Casey Winter, explain how property managers and owners are using Obligo to streamline leasing and accounting operations, boost their bottom line and… Read More

Originally published by Propmodo on September 28th, 2021. A security refund process without frustration and disappointment is unexpected for renters. Jump into any review site and you’ll find horror stories… Read More

We’d like to share our thought process and core values that have helped us create the most effective and transparent deposit alternative on the market.

Refunding traditional security deposits has long been an inefficient and burdensome process for property managers. For renters expecting to receive their cash back in a timely manner, deposit refunds can… Read More

Obligo in The Real Deal: New York City formalizes their push for security deposit alternatives, following a nationwide trend in deposit regulations.  Last year, Mayor Bill De Blasio announced his… Read More

Obligo was recently featured in Israel21c, with Chief Operating Officer Omri Dor explaining how we rid both landlords and renters from the burden of security deposits. Obligo’s technology screens renters… Read More

Learn how Obligo combines its AI-based underwriting model with Plaid’s technology to enhance its screening abilities, keeping landlords secure and renters accountable. Obligo users who connect their bank accounts with… Read More

Omri Dor, Obligo’s co-founder and COO, joined Brad Hargreaves, founder and CEO at Common, on Episode 19 of Common Knowledge. Omri and Brad discuss how Obligo reduces friction and streamlines the… Read More

Our co-founder and CEO Roey Dor met with Justin Goldberg at AIPAC, to discuss the history of Obligo, the challenges we’re encountering during COVID-19, the problems with insurance, and our vision for the future.

Joshua Kopelowitz, Partner at Rosenberg & Estis, joined Obligo COO & co-founder Omri Dor to discuss how owners are using deposits as rent, without sacrificing security and renter accountability. Josh… Read More

As the coronavirus continues to keep people in their homes, uncertainty grows. Millions of renters are unable to pay rent, due to being furloughed or laid off. Even those still… Read More

A surprising effect of COVID-19 is how the world has rapidly digitized in its wake. Video conferencing technologies like Zoom are now used for every meeting, social event, conference, school… Read More

The first person to ever let someone use something of theirs, or stay in their property, likely wanted some reassurance that if something got damaged, they would be made whole…. Read More

With millions of New Yorkers suddenly out of a job due to coronavirus, a number of city officials announced on Tuesday they are bringing forth a proposal that would allow… Read More

Would you rather hand over one month’s security deposit on your New York City rental or sign up for an alternative security deposit insurance program to cover any damage to… Read More

Mayor Bill de Blasio is taking a cue from Cincinnati: He wants to give some renters an alternative to paying a hefty security deposit upfront. During his State of the… Read More

The availability of apartments is only one hurdle you come across when searching for a new home. Once you find the right place, though, can you afford it?

Over $100,000 worth of security deposits are expected to be returned to members of PlaceMe, Boston’s largest co-living company. To celebrate, PlaceMe threw a ‘Deposit-Return Party’ on December 5, 2019…. Read More

Real estate professionals all over New York State are still coming to grips with the full extent of this change. The most glaring changes have to do with a landlord’s… Read More

The joy of renting a new apartment also comes with misery: handing over a large sum of money to the landlord for a security deposit, which then sits useless in an… Read More

The following is an excerpt from the Q&A between Obligo COO Omri Dor and Lauren Shanesy, from Multifamily Executive. — MFE: Tell us about Obligo. What is it, and how does… Read More