The Hidden Costs of Security Deposits for Property Managers
The Hidden Costs of Security Deposits for Property Managers Team Obligo

It’s no secret that renters aren’t fans of the security deposit — it’s an upfront payment that gets their money tied up for the duration of the lease. For them,… Read More

Deposit-FreeFeatured PostSecurity Deposits
How to Boost Your Property’s Net Operating Income (NOI) with Deposit-Free Renting
How to Boost Your Property’s Net Operating Income (NOI) with Deposit-Free Renting Cyan Zhong

NOI, or net operating income, is an essential metric to evaluate how profitable a given property is. A high NOI usually indicates that the property is efficiently operated and will… Read More

Deposit-FreeIndustry InsightsOwnersProperty ManagementRenewalsRental MarketSecurity Deposits
From The CTO: Building A Deposit-Free Product, Open Banking & Integrations
From The CTO: Building A Deposit-Free Product, Open Banking & Integrations Team Obligo

The property management industry is solving some of its biggest challenges today by adopting new technologies. That’s where Obligo comes in. Obligo is solving for the complex outdated rental process,… Read More

In the NewsIndustry InsightsLeadershipObligo ExplainedObligo NewsProptechSecurity Deposits
How Obligo Uses These 5 Principles To Craft A Best-In-Class Renter Experience
How Obligo Uses These 5 Principles To Craft A Best-In-Class Renter Experience Dana Inbar

Obligo is solving for the complex and outdated rental process, which means harnessing new financial technology to power our solution. We use AI and Open Banking technology to qualify renters… Read More

Obligo ExplainedSecurity Deposits
Obligo Innovates With Wells Fargo To Help Rid Landlords & Renters From the Burden of Security Deposits
Obligo Innovates With Wells Fargo To Help Rid Landlords & Renters From the Burden of Security Deposits Team Obligo

Obligo’s security deposit alternative is now supported by Wells Fargo Letters of Credit, in a modern twist on a tried and trusted bank product. We’re proud to announce an innovative… Read More

AnnouncementsFeatured PostObligo NewsSecurity Deposits
Avoid High Unit Turnover Cost: Incentivize Lease Renewals with Deposit-Free Living
Avoid High Unit Turnover Cost: Incentivize Lease Renewals with Deposit-Free Living Cyan Zhong

The peak rental season is here, and so begin the lease renewal negotiations between property managers and residents. Even in today’s rental market, where filling units quickly is not the… Read More

Featured PostProperty ManagementRenewalsSecurity Deposits
Are Security Deposits the Best Way to Limit the Losses From a Bad Renter?
Are Security Deposits the Best Way to Limit the Losses From a Bad Renter? Team Obligo

Originally written by Emily Gallagher and published in Propmodo. Years ago, on the heels of the 2008 housing crisis, Omri Dor bought a single-family home with the intent of renting… Read More

Deposit-FreeIn the NewsIndustry InsightsObligo NewsProperty ManagementRental MarketResidentsSecurity Deposits
Top 5 Property Management Challenges Solved By Deposit-Free Living
Top 5 Property Management Challenges Solved By Deposit-Free Living Cyan Zhong

A property manager wears many hats. Filling vacant units, collecting payments, communicating with residents, processing move-outs, and implementing new technology solutions are just a handful of the day-to-day responsibilities. Ultimately,… Read More

Deposit RefundsDeposit-FreeIndustry InsightsMove-InMove-OutProperty ManagementRental MarketResidentsSecurity Deposits
9 Key Questions to Ask Before Implementing a Deposit-Free Renting Solution
9 Key Questions to Ask Before Implementing a Deposit-Free Renting Solution Cyan Zhong

In rental housing, security deposits have long been the preferred way to protect property owners from damage and other losses. But as property management operations become highly automated, security deposits… Read More

Deposit-FreeFeatured PostIndustry InsightsProperty ManagementSecurity Deposits
With Rents At All-Time Highs, Is Now the Time to Go Deposit-Free?
With Rents At All-Time Highs, Is Now the Time to Go Deposit-Free? Steve Gabel

Originally published by the New York Real Estate Journal on April 12, 2022.  It seems like every week you read a story about the price of goods and services reaching… Read More

Deposit-FreeFeatured PostIn the NewsIndustry InsightsObligo NewsRental MarketSecurity Deposits
Rental Regulations Monthly: Renter Protection in NY, Miami, Boston & SF, LA to Waive Property Tax Late Fee For Some Landlords
Rental Regulations Monthly: Renter Protection in NY, Miami, Boston & SF, LA to Waive Property Tax Late Fee For Some Landlords Cyan Zhong

Welcome to Rental Regulations Monthly, Obligo’s digest of recent regulatory news impacting the rental market. In March, many local governments put forth regulatory measures to mitigate the impact of rents… Read More

ComplianceIndustry InsightsRental Market
Rental Regulations Monthly: SF Vacancy Tax & Rent Control in LA
Rental Regulations Monthly: SF Vacancy Tax & Rent Control in LA Cyan Zhong

Welcome to Rental Regulations Monthly, Obligo’s monthly digest of recent regulatory news impacting the rental market. Whether you’re a property owner, manager, or a renter, we’re here to highlight some… Read More

ComplianceIndustry InsightsRental Market
Refunding Security Deposits to Roommates: It Doesn’t Have to Be A Nightmare
Refunding Security Deposits to Roommates: It Doesn’t Have to Be A Nightmare Cyan Zhong

One of the most essential components of rental housing is having roommates. In 2016-2017, one in three adults in America still lived with roommates, or in doubled-up households. That percentage… Read More

Deposit RefundsIndustry InsightsMove-OutProperty ManagementRental MarketResidentsSecurity Deposits
Governor Hochul’s 2022 Policy Plan: 3 Takeaways for New York Landlords & Renters
Governor Hochul’s 2022 Policy Plan: 3 Takeaways for New York Landlords & Renters Cyan Zhong

At the beginning of this year, New York Governor Kathy Hochul published a 237-page policy book mapping out a “new era” for the state. The book laid out Governor Hochul’s… Read More

ComplianceIndustry InsightsRental Market
Rental Regulations Monthly: New York’s Eviction Moratorium Ends, National Rental Assistance Reallocation, Texas Flood Disclosure Law
Rental Regulations Monthly: New York’s Eviction Moratorium Ends, National Rental Assistance Reallocation, Texas Flood Disclosure Law Cyan Zhong

Welcome to Rental Regulations Monthly, Obligo’s monthly digest of recent regulatory news impacting the rental market. Whether you’re a property owner, manager, or a renter, we’re here to highlight some… Read More

ComplianceIndustry InsightsRental Market
Rental Regulations Monthly: NYC’s New Lease-Break Rules; Rental Assistance in IL, MD & OR
Rental Regulations Monthly: NYC’s New Lease-Break Rules; Rental Assistance in IL, MD & OR Cyan Zhong

Welcome to Rental Regulations Monthly, Obligo’s monthly digest of recent regulatory news impacting the rental market. Whether you’re a property owner, manager, or a renter, we’re here to highlight some… Read More

ComplianceIndustry InsightsRental Market
The Most Frequent Renter Complaint: Slow Security Deposit Refunds
The Most Frequent Renter Complaint: Slow Security Deposit Refunds Cyan Zhong

Tolstoy wrote: ”Happy families are all alike; every unhappy family is unhappy in its own way.”  This line certainly rings true in today’s rental market as well: Happy renters are… Read More

Deposit RefundsFeatured PostIndustry InsightsMove-OutProperty ManagementRental MarketResidentsSecurity Deposits
Rental Regulations Monthly: Affordable Housing Post-Election; CA, MD & AR Updates
Rental Regulations Monthly: Affordable Housing Post-Election; CA, MD & AR Updates Cyan Zhong

Welcome to Rental Regulations Monthly, Obligo’s monthly digest of recent regulatory news impacting the rental market. Whether you’re a property owner, manager, or a renter, we’re here to highlight some… Read More

ComplianceIndustry InsightsRental Market
An Alternative To Security Deposits That Simplifies The Rental Experience & Helps Reduce Debt
An Alternative To Security Deposits That Simplifies The Rental Experience & Helps Reduce Debt Team Obligo

Originally written by Adam West and published in badcredit.org. In a Nutshell: Security deposits can pose challenges for both renters and landlords. That’s why Obligo developed a more convenient way to make the process… Read More

Deposit-FreeIn the NewsObligo NewsSecurity Deposits
Podcast with Casey Winter: New Standard for Security Deposits
Podcast with Casey Winter: New Standard for Security Deposits Team Obligo

Tune in to hear our VP of Partnerships, Casey Winter, explain how property managers and owners are using Obligo to streamline leasing and accounting operations, boost their bottom line and… Read More

Deposit-FreeSecurity Deposits
How Tech Is Accelerating Deposit Refunds
How Tech Is Accelerating Deposit Refunds Team Obligo

Originally published by Propmodo on September 28th, 2021. A security refund process without frustration and disappointment is unexpected for renters. Jump into any review site and you’ll find horror stories… Read More

Deposit RefundsIn the NewsIndustry InsightsObligo NewsProptechSecurity Deposits
Obligo: A Better Security Deposit Alternative
Obligo: A Better Security Deposit Alternative Team Obligo

We’d like to share our thought process and core values that have helped us create the most effective and transparent deposit alternative on the market.

Deposit-FreeFeatured PostObligo ExplainedSecurity Deposits
Why Slow Security Deposit Refunds are a Challenge for Both Renters & Landlords
Why Slow Security Deposit Refunds are a Challenge for Both Renters & Landlords Team Obligo

Refunding traditional security deposits has long been an inefficient and burdensome process for property managers. For renters expecting to receive their cash back in a timely manner, deposit refunds can… Read More

ComplianceDeposit RefundsFeatured PostIndustry InsightsRental MarketSecurity Deposits
TheRealDeal: City formalizes push for security deposit alternatives
TheRealDeal: City formalizes push for security deposit alternatives Team Obligo

Obligo in The Real Deal: New York City formalizes their push for security deposit alternatives, following a nationwide trend in deposit regulations.  Last year, Mayor Bill De Blasio announced his… Read More

Deposit-FreeIn the NewsIndustry InsightsObligo NewsRental MarketSecurity Deposits
ISRAEL21c: Banishing the Hated Rental Security Deposit
ISRAEL21c: Banishing the Hated Rental Security Deposit Team Obligo

Obligo was recently featured in Israel21c, with Chief Operating Officer Omri Dor explaining how we rid both landlords and renters from the burden of security deposits. Obligo’s technology screens renters… Read More

Deposit-FreeIn the NewsIndustry InsightsObligo NewsRental MarketSecurity Deposits
Plaid Case Study: How Obligo’s AI-Based Qualification Model Keeps Landlords Secure
Plaid Case Study: How Obligo’s AI-Based Qualification Model Keeps Landlords Secure Team Obligo

Learn how Obligo combines its AI-based underwriting model with Plaid’s technology to enhance its screening abilities, keeping landlords secure and renters accountable. Obligo users who connect their bank accounts with… Read More

Case StudiesDeposit-FreeIndustry InsightsObligo ExplainedProptechSecurity Deposits
[Webinar] Tech For Faster, Frictionless Leasing
[Webinar] Tech For Faster, Frictionless Leasing Team Obligo

Omri Dor, Obligo’s co-founder and COO, joined Brad Hargreaves, founder and CEO at Common, on Episode 19 of Common Knowledge. Omri and Brad discuss how Obligo reduces friction and streamlines the… Read More

In the NewsIndustry InsightsObligo ExplainedObligo NewsProptechSecurity Deposits
AIPAC Briefing: Interview with Obligo co-founder and CEO Roey Dor
AIPAC Briefing: Interview with Obligo co-founder and CEO Roey Dor Team Obligo

Our co-founder and CEO Roey Dor met with Justin Goldberg at AIPAC, to discuss the history of Obligo, the challenges we’re encountering during COVID-19, the problems with insurance, and our vision for the future.

Deposit-FreeIn the NewsObligo NewsSecurity Deposits
[Webinar] Security Deposits & COVID-19: What Apartment Landlords Need To Know
[Webinar] Security Deposits & COVID-19: What Apartment Landlords Need To Know Team Obligo

Joshua Kopelowitz, Partner at Rosenberg & Estis, joined Obligo COO & co-founder Omri Dor to discuss how owners are using deposits as rent, without sacrificing security and renter accountability. Josh… Read More

In the NewsIndustry InsightsObligo NewsPressRental MarketSecurity Deposits
COVID-19 Guide: Release deposits for rent, while maintaining security
COVID-19 Guide: Release deposits for rent, while maintaining security Team Obligo

As the coronavirus continues to keep people in their homes, uncertainty grows. Millions of renters are unable to pay rent, due to being furloughed or laid off. Even those still… Read More

Deposit-FreeIndustry InsightsProperty ManagementRental MarketSecurity Deposits
Propmodo: Technology Unlocks Security Deposits When Renters Need It the Most
Propmodo: Technology Unlocks Security Deposits When Renters Need It the Most Team Obligo

A surprising effect of COVID-19 is how the world has rapidly digitized in its wake. Video conferencing technologies like Zoom are now used for every meeting, social event, conference, school… Read More

Deposit-FreeIn the NewsIndustry InsightsObligo NewsProptechSecurity Deposits
As security deposits burden landlords, which alternative will replace them?
As security deposits burden landlords, which alternative will replace them? Team Obligo

The first person to ever let someone use something of theirs, or stay in their property, likely wanted some reassurance that if something got damaged, they would be made whole…. Read More

Deposit-FreeIndustry InsightsObligo ExplainedRental MarketSecurity Deposits
Forbes: Should Security Deposits Be Applied To Rent During Coronavirus?
Forbes: Should Security Deposits Be Applied To Rent During Coronavirus? Team Obligo

With millions of New Yorkers suddenly out of a job due to coronavirus, a number of city officials announced on Tuesday they are bringing forth a proposal that would allow… Read More

In the NewsIndustry InsightsObligo NewsRental MarketSecurity Deposits
Brick Underground: Mayor de Blasio wants to offer more NYers a choice
Brick Underground: Mayor de Blasio wants to offer more NYers a choice Team Obligo

Would you rather hand over one month’s security deposit on your New York City rental or sign up for an alternative security deposit insurance program to cover any damage to… Read More

In the NewsIndustry InsightsObligo NewsRental MarketSecurity Deposits
TheRealDeal: First broker fees, now security deposits?
TheRealDeal: First broker fees, now security deposits? Team Obligo

Mayor Bill de Blasio is taking a cue from Cincinnati: He wants to give some renters an alternative to paying a hefty security deposit upfront. During his State of the… Read More

In the NewsIndustry InsightsObligo NewsRental MarketSecurity Deposits
Rent.com: Security Deposit Alternatives You Might Be Able to Consider
Rent.com: Security Deposit Alternatives You Might Be Able to Consider Team Obligo

The availability of apartments is only one hurdle you come across when searching for a new home. Once you find the right place, though, can you afford it?

In the NewsObligo NewsSecurity Deposits
Christmas comes early for renters at co-living company PlaceMe
Christmas comes early for renters at co-living company PlaceMe Team Obligo

Over $100,000 worth of security deposits are expected to be returned to members of PlaceMe, Boston’s largest co-living company. To celebrate, PlaceMe threw a ‘Deposit-Return Party’ on December 5, 2019…. Read More

Deposit-FreeSecurity Deposits
The 14-Day Deposit Refund Rule: How New Rent Laws in New York Affect Security Deposits
The 14-Day Deposit Refund Rule: How New Rent Laws in New York Affect Security Deposits Omri Dor

Real estate professionals all over New York State are still coming to grips with the full extent of this change. The most glaring changes have to do with a landlord’s… Read More

ComplianceDeposit RefundsIndustry InsightsMove-OutProperty ManagementRental MarketSecurity Deposits
PYMNTS.COM: Obligo Founder – Security Deposits Are Due For A Payments Upgrade
PYMNTS.COM: Obligo Founder – Security Deposits Are Due For A Payments Upgrade Team Obligo

The joy of renting a new apartment also comes with misery: handing over a large sum of money to the landlord for a security deposit, which then sits useless in an… Read More

In the NewsIndustry InsightsObligo NewsRental MarketSecurity Deposits
Obligo Puts a New Twist on the Deposit-Free Renting Model
Obligo Puts a New Twist on the Deposit-Free Renting Model Omri Dor

The following is an excerpt from the Q&A between Obligo COO Omri Dor and Lauren Shanesy, from Multifamily Executive. — MFE: Tell us about Obligo. What is it, and how does… Read More

Deposit-FreeFeatured PostIndustry InsightsObligo ExplainedRental MarketSecurity Deposits